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Road traffic accidents

We can act for individuals and insurance companies in dealing with claims arising out of road traffic accidents.

Most of us, at one stage in our lives, have either been involved or known someone close to us who has been involved in a road traffic accident. It is an unfortunate but very real part of every day life.

Whether you are at fault or whether you are the innocent party in the matter, we can help. We will, in all cases, try to negotiate a settlement and aim at making what can be a traumatic experience, as painless as possible.

Any claim you make will always be dealt with by a fully qualified solicitor, an expert in dealing with road traffic accidents and personal injury claims.

Ensuring fair compensation when you have had a road traffic accident

Increasingly injured parties are being approached by Claims Management Companies who offer to arrange for a replacement car, the repair of your vehicle and to nominate a solicitor to act on your behalf. In the immediate aftermath of an accident such assistance may be welcomed. However, by availing of such services you may expose yourself to significant and unnecessary costs and liabilities.
 
If you wish to have the use of a replacement vehicle, the Claims Management Company will require you to enter into a credit hire agreement with the provider of the vehicle under which you will have potential personal liabilities. If your claim is unsuccessful, these may be significant. Even if you are successful, you may be unable to recover all of the charges for the car hire from the at fault party as some Claims Management Companies charge a hire fee higher than ‘the going rate’ for car hire. In these circumstances you may be personally liable for these charges. Similar problems may also arise with regard to car repair costs.
 
The Claims Management Company may refer you to a firm of solicitors to handle your claim. They will be particularly forceful in insisting that you instruct a firm from their panel of solicitors rather than your own solicitors. Advice and representation provided by the Claims Management Company’s nominated solicitor may not be completely independent.
 
You should be aware that:
• You are under no obligation to accept their choice of solicitor.
• You are free at all times to instruct your own solicitors.
 
We are here to represent you and you alone!
 
We will ensure that you are provided with:
 
• A replacement vehicle
• Quick and efficient repair of your vehicle
• Maximum compensation for any injuries you may have sustained.
 
The practices of certain insurance companies have also made life more difficult for accident victims seeking compensation. Certain insurers for the party responsible for the accident will attempt to settle any claim for compensation directly with the victim in the immediate aftermath of an accident.
 
You should NEVER under any circumstances settle a claim for personal injuries without the benefit of a medical report and independent legal advice.
 
Failure to consult your own solicitors will almost certainly result in you receiving less than your full entitlement for any personal injuries you may sustain.
 
You should NEVER allow an Insurance Company to pressurise you into accepting less than your case is worth. As a valued client we have produced the attached card with our contact details and advice on what you should do in the aftermath of an accident.
 
Your first call after a car accident should always be to your own solicitor.

Accident Action Points

1 - Call the emergency services if necessary - 999.

2 - Move away from the damaged cars to somewhere safe.

3 - Call the police if anyone is injured.

4 - Obtain registration number of the vehicles involved.

5 - Exchange information with the other person(s) involved. (Names, addresses, telephone numbers, insurance information - name of company and policy number)

6 - Get the names, addresses and telephone numbers of any witnesses.

7 - Take pictures of the accident using a camera phone or digital camera.

8 - Call your own solicitor immediately

If you have been involved in a car accident call CMG Cunningham Dickey Solicitors, Belfast and Bangor IMMEDIATELY

t: 028 9023 4606


Belfast address

18 May Street
BELFAST
County Antrim
Northern Ireland
BT1 4NL
t: 028 9023 4606
f: 028 9032 6578

Bangor address

3 Market Street
BANGOR
County Down
Northern Ireland
BT20 4SP
t: 028 9145 7911
f: 028 9145 0679

Partners

Brian H Speers
Michael Robinson
Jonathan Hewitt

Consultants

Hugh Logan
David Marshall
Michael Body
Keith Cowan

Solicitors

Audrey Atcheson
Mark McAdam
Timothy Haslett
Christopher Jess
Emma Stephenson

The Law Society of Northern Ireland
Law Society Home Charter Scheme
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